Best CD Rates in St. Gabriel, Louisiana, LA

You are viewing rates from banks across St. Gabriel

Below are the best one-year CD Rates from banks in St. Gabriel, Louisiana. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts.

St. Gabriel, LA - August 2, 2025

1 Year CD National Average : 0.55% ^?

Banks	APY	MIN	MILES ^?
Finworth, a division of InsBank Psb Home Loans - Loan Production Off Branch	4.46%	$50,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 4.35% → 4.55% → 4.35% → 4.20% → 4.46%
Geoffrey Christopher 1 \| Nov 12, 2023 Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More
Popular Direct	4.40%	$10,000	-	Learn More Add Review
Warning: Early Withdrawal Penalty is 270 days interest. Rate History: 4.50% → 4.40% → 4.30% → 4.25% → 4.40%
Neil \| Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More
TotalDirect, a division of City National Bank of Florida	4.25%	$25,000	-	Learn More Add Review
Early Withdrawal Penalty is 6 months interest. Rate History: 5.35% → 4.50% → 4.46% → 4.41% → 4.25%
79Thru \| Mar 21, 2023 Parent seems to be owned by a large Chilean bank. Not saying this is good or bad, but it is complication, especially in the current environment. Read More
Limelight Bank, A division of Capital Community Bank	4.25%	$1,000	-	Learn More Add Review
Early Withdrawal Penalty is 90 days interest. Rate History: 4.90% → 4.75% → 4.50% → 4.40% → 4.25%
Savvysaver \| Jun 26, 2020 Rate not current Read More
Sallie Mae Bank	4.20%	$2,500	-	Learn More
Early Withdrawal Penalty is 90 days interest. Rate History: 4.10% → 4.00% → 4.25% → 4.40% → 4.20%
HAL1975 \| Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More Reviews (40)
Capital One, National Association Capital One, National Association Branch	4.00%	$0	-	Learn More
Rate History: 5.00% → 4.50% → 4.20% → 4.10% → 4.00%
highstream \| Jan 2, 2024 Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More Reviews (14)
Vio Bank, A Division of MidFirst Bank	3.85%	$500	-	Learn More Add Review
Rate History: 4.20% → 4.00% → 4.15% → 4.00% → 3.85%
Jim S \| Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More
Crescent Bank Crescent Bank & Trust Branch	3.85%	$1,000	-	Learn More
Rate History: 5.00% → 4.65% → 4.45% → 4.20% → 3.85%
ltriemer \| Apr 9, 2016 The two women, Shawn and Marcie, were very nice to me and accommodated my every transaction. Read More Reviews (4)
Hibernia Bank Union Savings And Loan Association Branch	3.30%	$1,000	-	Learn More
SMOE \| Feb 18, 2021 Interest rate on 1 year CD is only .40%. Five year term is .80% Read More Reviews (1)
BMO Alto, a division of Bank of Montreal Harris	3.00%	$0	-	Learn More Add Review
Early Withdrawal Penalty is 180 days interest. Rate History: 4.50% → 4.30% → 4.20% → 3.90% → 3.00%
Jenny Kingston \| Jun 10, 2024 I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More
Woodforest National Bank Ruston Branch	2.50%	$500	-	Learn More
Rate History: 3.00% → 2.75% → 2.50% → 4.25% → 2.50%
Jabbroadway42 \| Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More Reviews (2)
JPMorgan Chase Bank, National Association Houma Main Branch	2.00%	$10,000	-	Learn More
Rate History: 2.00% → 3.50% → 3.25% → 3.00% → 2.00%
Hayley7788d@outlook.com \| Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More Reviews (18)
Rayne State Bank & Trust Company Rayne State Bank & Trust Company Branch	1.25%	$1,000	-	Learn More Add Review
Bank of Erath Bank Of Erath Branch	1.00%	$10,000	-	Learn More Add Review
JD Bank Jd Bank Branch	0.90%	$10,000	-	Learn More Add Review
Bank of Abbeville & Trust Company Bank Of Abbeville & Trust Company Branch	0.90%	$10,000	-	Learn More Add Review
Bank of Zachary Bank Of Zachary Branch	0.90%	$10,000	-	Learn More Add Review
CLB The Community Bank Jena Branch	0.85%	$100,000	-	Learn More Add Review
Simmesport State Bank Simmesport State Bank Branch	0.85%	$10,000	-	Learn More
ron derfel \| Feb 2, 2015 Do you accept cd opening deposits from mass. and how. thanks. 100,000 or more if rates can be improved a bit. thanks Read More Reviews (1)
St Landry Homestead Federal Savings Bank St Landry Homestead Federal Savings Branch	0.80%	$1,000	-	Learn More Add Review
Lakeside Bank Lakeside Bank Branch	0.80%	$10,000	-	Learn More
Cassie Sonnier \| Mar 26, 2022 Worst bank. They close your account without telling you and then make you wait for your money you have left. Read More Reviews (1)
Washington State Bank Washington State Bank Branch	0.80%	$10,000	-	Learn More Add Review
Guaranty Bank and Trust Company Maringouin Br Branch	0.80%	$10,000	-	Learn More Add Review
Landmark Bank Landmark Bank Branch	0.80%	$10,000	-	Learn More Add Review
Commerce Community Bank Commerce Community Bank Branch	0.75%	$1,000	-	Learn More Add Review
First National Bank in DeRidder First National Bank In Deridder Branch	0.75%	$1,000	-	Learn More Add Review
Citizens Bank & Trust Company of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	0.75%	$10,000	-	Learn More Add Review
First Guaranty Bank Greensburg Branch	0.75%	$10,000	-	Learn More Add Review
Commercial Capital Bank Commercial Capital Bank Branch	0.75%	$10,000	-	Learn More
christan.tyson@gmail.com \| Apr 29, 2019 I called to ask about an auto loan that I only have one payment left on and was told that a loan officer would call me back. When she called me back, I asked 2 questions and was treaded like a criminal. Sh... Read More Reviews (1)
Merchants & Farmers Bank & Trust Company Merchants & Farmers Bank & Trust Com Branch	0.75%	$100,000	-	Learn More Add Review
Beauregard FSB Beauregard Fsb Branch	0.75%	$10,000	-	Learn More Add Review
The Bank The Bank Branch	0.75%	$10,000	-	Learn More
John \| Oct 1, 2019 What is the Swift code for Thebank Read More Reviews (1)
Heritage Bank of St Tammany Heritage Bank Of St Tammany Branch	0.75%	$10,000	-	Learn More Add Review
Franklin State Bank & Trust Company Franklin State Bank & Trust Company Branch	0.70%	$100,000	-	Learn More Add Review
Merchants & Farmers Bank & Trust Company Merchants & Farmers Bank & Trust Com Branch	0.70%	$10,000	-	Learn More Add Review
Delta Bank Louisiana Central Bank Branch	0.65%	$100,000	-	Learn More Add Review
Basile State Bank Basile State Bank Branch	0.65%	$100,000	-	Learn More Add Review
St. Landry Bank and Trust Company St. Landry Bank And Trust Company Branch	0.65%	$10,000	-	Learn More Add Review
American Bank & Trust Company American Bank & Trust Company Branch	0.65%	$10,000	-	Learn More Add Review
Gulf Coast Bank Gulf Coast Bank Branch	0.65%	$10,000	-	Learn More Add Review
Resource Bank Resource Bank Branch	0.65%	$10,000	-	Learn More Add Review
CLB The Community Bank Jena Branch	0.60%	$10,000	-	Learn More Add Review
Caldwell Bank & Trust Company Caldwell Bank & Trust Company Branch	0.60%	$10,000	-	Learn More Add Review
Guaranty Bank & Trust Company of Delhi, Louisiana Guaranty Bank & Trust Company Of Delhi, Louisiana Branch	0.60%	$1,000	-	Learn More Add Review
Citizens Progressive Bank Citizens Progressive Bank Branch	0.60%	$10,000	-	Learn More Add Review
Franklin State Bank & Trust Company Franklin State Bank & Trust Company Branch	0.60%	$10,000	-	Learn More Add Review
First American Bank and Trust First American Bank And Trust Branch	0.60%	$10,000	-	Learn More Add Review
Farmers-Merchants Bank & Trust Company Farmers-Merchants Bank & Trust Compa Branch	0.60%	$100,000	-	Learn More Add Review
FIDELITY BANK Fidelity Bank Branch	0.60%	$10,000	-	Learn More
sal \| Apr 15, 2020 Correction: 2/15/2020 6 months rate is .80% Read More Reviews (2)
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	0.60%	$1,000	-	Learn More Add Review
Citizens Savings Bank Citizens Savings Bank Branch	0.60%	$10,000	-	Learn More Add Review
Jonesboro State Bank Jonesboro State Bank Branch	0.55%	$10,000	-	Learn More Add Review
Investar Bank, National Association The Highlands Bank Branch	0.55%	$10,000	-	Learn More Add Review
South Lafourche Bank & Trust Company South Lafourche Bank & Trust Company Branch	0.55%	$10,000	-	Learn More Add Review
South Louisiana Bank South Louisiana Bank Branch	0.55%	$100,000	-	Learn More Add Review
Marion State Bank Marion State Bank Branch	0.50%	$500	-	Learn More Add Review
Bank of St. Francisville Bank Of St. Francisville Branch	0.50%	$10,000	-	Learn More Add Review
Plaquemine Bank & Trust Company Plaquemine Bank & Trust Company Branch	0.50%	$10,000	-	Learn More Add Review
BOM Bank Bom Bank Branch	0.50%	$10,000	-	Learn More Add Review
Delta Bank Louisiana Central Bank Branch	0.50%	$10,000	-	Learn More Add Review
Homeland Federal Savings Bank Homeland Federal Savings Bank Branch	0.50%	$10,000	-	Learn More Add Review
Concordia Bank & Trust Company Concordia Bank & Trust Company Branch	0.50%	$10,000	-	Learn More Add Review
Sicily Island State Bank Sicily Island State Bank Branch	0.50%	$10,000	-	Learn More Add Review
United Mississippi Bank Vidalia Branch	0.50%	$10,000	-	Learn More Add Review
Home Bank, National Association St Martinville Br Branch	0.50%	$10,000	-	Learn More Add Review
Basile State Bank Basile State Bank Branch	0.50%	$10,000	-	Learn More Add Review
Farmers-Merchants Bank & Trust Company Farmers-Merchants Bank & Trust Compa Branch	0.50%	$10,000	-	Learn More Add Review
Community First Bank Community First Bank Branch	0.50%	$10,000	-	Learn More Add Review
United Community Bank United Community Bank Branch	0.50%	$10,000	-	Learn More Add Review
Fifth District Savings Bank Fifth District Savings Bank Branch	0.50%	$10,000	-	Learn More
Amanda Dailey \| Jul 19, 2019 Fifth District was great when we went to purchase a home and they gave us a very simple process to obtain a mortgage loan. I recommended them many times as I know many realtors however they really disappo... Read More Reviews (1)
First National Bank USA First National Bank Usa Branch	0.50%	$10,000	-	Learn More Add Review
South Louisiana Bank South Louisiana Bank Branch	0.50%	$10,000	-	Learn More Add Review
Synergy Bank Synergy Bank Branch	0.50%	$10,000	-	Learn More Add Review
Bank of Coushatta Bank Of Coushatta Branch	0.45%	$10,000	-	Learn More Add Review
Bank of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	0.45%	$100,000	-	Learn More Add Review
Colfax Banking Company Colfax Banking Company Branch	0.45%	$10,000	-	Learn More Add Review
Investar Bank, National Association The Highlands Bank Branch	0.45%	$10,000	-	Learn More Add Review
Vermilion Bank & Trust Company Vermilion Bank & Trust Company Branch	0.45%	$100,000	-	Learn More Add Review
State Bank & Trust Company State Bank & Trust Company Branch	0.45%	$10,000	-	Learn More Add Review
City Bank & Trust Co. City Bank & Trust Co. Branch	0.40%	$10,000	-	Learn More Add Review
Exchange Bank and Trust Company, Natchitoches, Louisiana Exchange Bank And Trust Company, Natchitoches, Louisiana Branch	0.40%	$10,000	-	Learn More Add Review
Bank of Oak Ridge Bank Of Oak Ridge Branch	0.40%	$10,000	-	Learn More Add Review
Bank of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	0.40%	$10,000	-	Learn More Add Review
American Bank & Trust Company American Bank & Trust Company Branch	0.40%	$10,000	-	Learn More Add Review
Citizens National Bank, N.A. Springhill Branch	0.35%	$10,000	-	Learn More Add Review
Community Bank of Louisiana Community Bank Of Louisiana Branch	0.35%	$100,000	-	Learn More Add Review
Bank of Sunset and Trust Company Bank Of Sunset And Trust Company Branch	0.35%	$10,000	-	Learn More Add Review
Vermilion Bank & Trust Company Vermilion Bank & Trust Company Branch	0.35%	$10,000	-	Learn More Add Review
Tensas State Bank Tensas State Bank Branch	0.34%	$2,500	-	Learn More Add Review
Liberty Bank and Trust Company Liberty Bank And Trust Company Branch	0.31%	$10,000	-	Learn More Add Review
CIT Bank, a division of First-Citizens Bank and Trust	0.30%	$1,000	-	Learn More Add Review
RTN1949 \| Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More
Home Federal Bank Home Federal Bank Branch	0.30%	$10,000	-	Learn More Add Review
FSNB, National Association Fsnb, National Association Branch	0.30%	$10,000	-	Learn More Add Review
The Mer Rouge State Bank The Mer Rouge State Bank Branch	0.30%	$10,000	-	Learn More Add Review
Cottonport Bank Cottonport Bank Branch	0.30%	$10,000	-	Learn More
Cindy Hayes \| Apr 2, 2022 We looked long and hard for a bank in our oil and gas supported city that isn't out to destroy us with energy and America killing ESG and DEI programs. I even asked the Better Business Bureau to compile a ... Read More Reviews (1)
Gibsland Bank & Trust Company Gibsland Bank & Trust Company Branch	0.28%	$100,000	-	Learn More Add Review
Purepoint MUFG Union	0.25%	$10,000	-	Learn More Add Review
Early Withdrawal Penalty is 181 days interest.
UtahJazz1 \| Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	0.25%	$10,000	-	Learn More Add Review
Origin Bank Farmerville Financial Center Branch	0.25%	$10,000	-	Learn More
Ralph \| Nov 26, 2019 They might be covered but they do little to safeguard your money. I was hacked, the hackers posed as bank employees accessed my account and made payments to fraudulent accounts. I had to explain to them wh... Read More Reviews (1)
Sabine State Bank and Trust Company Sabine State Bank And Trust Company Branch	0.25%	$10,000	-	Learn More Add Review
Axos Bank, a division of Bofi Federal Bank	0.20%	$1,000	-	Learn More Add Review
wertlkgt \| Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More
Cross Keys Bank Tallulah Branch	0.20%	$2,500	-	Learn More Add Review
Progressive Bank Progressive Bank Branch	0.20%	$1,000	-	Learn More Add Review
Gulf Coast Bank and Trust Company Gulf Coast Bank And Trust Company Branch	0.20%	$10,000	-	Learn More
Jullianb \| Mar 19, 2020 I made a deposit of 14k at the Gulf Coast Bank and Trust Carrollton Ave branch on March 13, 2020. My account manager and the bank manager both handled the deposit, but secretly, the manager had requested a... Read More Reviews (1)
Banco Bilbao Vizcaya Argenteria	0.15%	$500	-	Learn More Add Review
The Duffster \| May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More
Community Bank of Louisiana Community Bank Of Louisiana Branch	0.15%	$10,000	-	Learn More Add Review
Metairie Bank & Trust Company Metairie Bank & Trust Company Branch	0.15%	$10,000	-	Learn More Add Review
Gibsland Bank & Trust Company Gibsland Bank & Trust Company Branch	0.10%	$10,000	-	Learn More Add Review
Anthem Bank & Trust Anthem Bank & Trust Branch	0.10%	$10,000	-	Learn More Add Review
Regions Bank Burnside Gonzales Branch	0.03% 0.01%	$2,501 $2,500	-	Learn More Add Review

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around zip 10007

Branch	Street	City	State
Finworth, a division of InsBank Psb Home Loans - Loan Production Off Branch	1006 Surrey Street	Lafayette	LA
Capital One, National Association Capital One, National Association Branch	8386 Highway 171	Grand Cane	LA
Crescent Bank Crescent Bank & Trust Branch	1100 Poydras Street, Suite 100	New Orleans	LA
Hibernia Bank Union Savings And Loan Association Branch	353 Carondelet St	New Orleans	LA
Woodforest National Bank Ruston Branch	1201 N. Service Road East	Ruston	LA
JPMorgan Chase Bank, National Association Houma Main Branch	231 Gabasse Street	Houma	LA
Rayne State Bank & Trust Company Rayne State Bank & Trust Company Branch	200 South Adams Avenue	Rayne	LA
Bank of Erath Bank Of Erath Branch	105 West Edwards	Erath	LA
JD Bank Jd Bank Branch	507 Main Street	Jennings	LA
Bank of Abbeville & Trust Company Bank Of Abbeville & Trust Company Branch	123 Concord Street	Abbeville	LA
Bank of Zachary Bank Of Zachary Branch	4743 Main Street	Zachary	LA
CLB The Community Bank Jena Branch	2349 N 1st St	Jena	LA
Simmesport State Bank Simmesport State Bank Branch	Highway 1 And Laurel Street	Simmesport	LA
Catalyst Bank St Landry Homestead Federal Savings Branch	235 N Court Street	Opelousas	LA
Lakeside Bank Lakeside Bank Branch	4735 Nelson Road	Lake Charles	LA
Washington State Bank Washington State Bank Branch	103 North Main Street	Washington	LA
Guaranty Bank and Trust Company Maringouin Br Branch	11070 State Highway 77	Maringouin	LA
Landmark Bank Landmark Bank Branch	12225 St. Helena Street	Clinton	LA
Currency Bank Commerce Community Bank Branch	600 East Main Street	Oak Grove	LA
First National Bank in DeRidder First National Bank In Deridder Branch	131 North Washington Avenue	Deridder	LA
Citizens Bank & Trust Company of Vivian, Louisiana Citizens Bank & Trust Company Of Vivian, Louisiana Branch	West Arkansas Avenue And South Spruce Street	Vivian	LA
First Guaranty Bank Greensburg Branch	6151 Hwy 10	Greensburg	LA
Commercial Capital Bank Commercial Capital Bank Branch	311 Broadway	Delhi	LA
Merchants & Farmers Bank & Trust Company Merchants & Farmers Bank & Trust Com Branch	501 South Fifth Street	Leesville	LA
Beauregard Federal Savings Bank Beauregard Fsb Branch	122 Jefferson Avenue	Deridder	LA
The Bank The Bank Branch	1304 North Cutting Avenue	Jennings	LA
Heritage Bank of St Tammany Heritage Bank Of St Tammany Branch	205 North Columbia Street	Covington	LA
Franklin State Bank & Trust Company Franklin State Bank & Trust Company Branch	802 Prairie Street	Winnsboro	LA
Merchants & Farmers Bank & Trust Company Merchants & Farmers Bank & Trust Com Branch	501 South Fifth Street	Leesville	LA
Delta Bank Louisiana Central Bank Branch	302 Louisiana Avenue	Ferriday	LA
Basile State Bank Basile State Bank Branch	3031 Stagg Ave	Basile	LA
St. Landry Bank and Trust Company St. Landry Bank And Trust Company Branch	132 East Landry Street	Opelousas	LA
American Bank & Trust Company American Bank & Trust Company Branch	307 East Landry Street	Opelousas	LA
Gulf Coast Bank Gulf Coast Bank Branch	221 South State Street	Abbeville	LA
Resource Bank Resource Bank Branch	70533 Highway 21	Covington	LA
CLB The Community Bank Jena Branch	2349 N 1st St	Jena	LA
Caldwell Bank & Trust Company Caldwell Bank & Trust Company Branch	202 Main Street	Columbia	LA
Guaranty Bank & Trust Company of Delhi, Louisiana Guaranty Bank & Trust Company Of Delhi, Louisiana Branch	Oak And Georgia Streets	Delhi	LA
Citizens Progressive Bank Citizens Progressive Bank Branch	3540 Front Street	Winnsboro	LA
Franklin State Bank & Trust Company Franklin State Bank & Trust Company Branch	802 Prairie Street	Winnsboro	LA
First American Bank and Trust First American Bank And Trust Branch	2785 Hwy 20	Vacherie	LA
Farmers-Merchants Bank & Trust Company Farmers-Merchants Bank & Trust Compa Branch	100 South Main Street	Breaux Bridge	LA
FIDELITY BANK Fidelity Bank Branch	321 St Charles Ave	New Orleans	LA
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	222 New Hampshire Street	Covington	LA
Citizens Savings Bank Citizens Savings Bank Branch	1725 Sullivan Drive	Bogalusa	LA
Jonesboro State Bank Jonesboro State Bank Branch	109 Main Street	Jonesboro	LA
Investar Bank, National Association The Highlands Bank Branch	Erin And Church Streets	Jackson	LA
South Lafourche Bank & Trust Company South Lafourche Bank & Trust Company Branch	13226 West Main Street	Larose	LA
South Louisiana Bank South Louisiana Bank Branch	1362 West Tunnel Boulevard	Houma	LA
Marion State Bank Marion State Bank Branch	345 Main Street	Marion	LA
Bank of St. Francisville Bank Of St. Francisville Branch	5700 Commerce Street	Saint Francisville	LA
Plaquemine Bank & Trust Company Plaquemine Bank & Trust Company Branch	24025 Eden Street	Plaquemine	LA
BOM Bank Bom Bank Branch	1000 Caddo Street	Montgomery	LA
Delta Bank Louisiana Central Bank Branch	302 Louisiana Avenue	Ferriday	LA
Homeland Federal Savings Bank Homeland Federal Savings Bank Branch	7840 Us Highway 165 South	Columbia	LA
Concordia Bank & Trust Company Concordia Bank & Trust Company Branch	904 Carter Street	Vidalia	LA
Sicily Island State Bank Sicily Island State Bank Branch	301 Newman Street	Sicily Island	LA
United Mississippi Bank Vidalia Branch	4257 Carter Street	Vidalia	LA
Home Bank, National Association St Martinville Br Branch	301 S Main St	Saint Martinville	LA
Basile State Bank Basile State Bank Branch	3031 Stagg Ave	Basile	LA
Farmers-Merchants Bank & Trust Company Farmers-Merchants Bank & Trust Compa Branch	100 South Main Street	Breaux Bridge	LA
Community First Bank Community First Bank Branch	1101 E. Admiral Doyle Drive	New Iberia	LA
United Community Bank United Community Bank Branch	4626 Highway #1	Raceland	LA
Fifth District Savings Bank Fifth District Savings Bank Branch	4000 General Degaulle Dr	New Orleans	LA
First National Bank USA First National Bank Usa Branch	13386 Hwy 90	Boutte	LA
South Louisiana Bank South Louisiana Bank Branch	1362 West Tunnel Boulevard	Houma	LA
Synergy Bank Synergy Bank Branch	210 Synergy Center Blvd	Houma	LA
Bank of Coushatta Bank Of Coushatta Branch	1525 Ringgold Avenue	Coushatta	LA
Bank of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	Jones And Main Streets	Winnfield	LA
Colfax Banking Company Colfax Banking Company Branch	625 Eighth Street	Colfax	LA
Investar Bank, National Association The Highlands Bank Branch	Erin And Church Streets	Jackson	LA
Vermilion Bank & Trust Company Vermilion Bank & Trust Company Branch	420 N Cushing Ave	Kaplan	LA
State Bank & Trust Company State Bank & Trust Company Branch	1614 Bayou Drive	Golden Meadow	LA
City Bank & Trust Co. City Bank & Trust Co. Branch	Second And St. Denis Streets	Natchitoches	LA
Exchange Bank and Trust Company, Natchitoches, Louisiana Exchange Bank And Trust Company, Natchitoches, Louisiana Branch	700 Front Street	Natchitoches	LA
Bank of Oak Ridge Bank Of Oak Ridge Branch	105 N. Oak	Oak Ridge	LA
Bank of Winnfield & Trust Company Bank Of Winnfield & Trust Company Branch	Jones And Main Streets	Winnfield	LA
American Bank American Bank & Trust Company Branch	1819 N. Columbia Street	Covington	LA
Bonvenu Bank, National Association Springhill Branch	18 Machen Drive	Springhill	LA
Community Bank of Louisiana Community Bank Of Louisiana Branch	118 Jefferson	Mansfield	LA
Bank of Sunset and Trust Company Bank Of Sunset And Trust Company Branch	863 Napoleon Avenue	Sunset	LA
Vermilion Bank & Trust Company Vermilion Bank & Trust Company Branch	420 N Cushing Ave	Kaplan	LA
Tensas State Bank Tensas State Bank Branch	307 Verona Street	Newellton	LA
Liberty Bank and Trust Company Liberty Bank And Trust Company Branch	6600 Plaza Drive, Suite 600	New Orleans	LA
Home Federal Bank Home Federal Bank Branch	222 Florida St	Shreveport	LA
FSNB, National Association Fsnb, National Association Branch	1645 E Bert Kouns Industrial Loop	Shreveport	LA
The Mer Rouge State Bank The Mer Rouge State Bank Branch	102 Davenport Avenue	Mer Rouge	LA
Cottonport Bank Cottonport Bank Branch	942 Bryan Street	Cottonport	LA
Gibsland Bank & Trust Company Gibsland Bank & Trust Company Branch	1246 Third Street	Gibsland	LA
Citizens Bank & Trust Company Citizens Bank & Trust Company Branch	57910 Main Street	Plaquemine	LA
Origin Bank Farmerville Financial Center Branch	200 North Main Street	Farmerville	LA
Sabine State Bank and Trust Company Sabine State Bank And Trust Company Branch	297 Elizabeth Street	Many	LA
Cross Keys Bank Tallulah Branch	115 North Chestnut Street	Tallulah	LA
Progressive Bank Progressive Bank Branch	1411 North 19th Street	Monroe	LA
Gulf Coast Bank and Trust Company Gulf Coast Bank And Trust Company Branch	200 St. Charles Avenue	New Orleans	LA
Community Bank of Louisiana Community Bank Of Louisiana Branch	118 Jefferson	Mansfield	LA
Metairie Bank & Trust Company Metairie Bank & Trust Company Branch	3344 Metairie Road	Metairie	LA
Gibsland Bank & Trust Company Gibsland Bank & Trust Company Branch	1246 Third Street	Gibsland	LA
Anthem Bank & Trust Anthem Bank & Trust Branch	23910 Railroad Ave	Plaquemine	LA
Regions Bank Burnside Gonzales Branch	916 South Burnside Avenue	Gonzales	LA
Regions Bank Burnside Gonzales Branch	916 South Burnside Avenue	Gonzales	LA

See rates for Online Banks →

See rates for Credit Unions →

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

CD Terms

The time period in which money is held in a certificate of deposit is called the term. Terms can run for any period of time but in general, banks use the following terms: 3 months, 6 months, 12 months, 18 months, 24 months, 36 months, 48 months, and 60 months. Terms can either be described in months or years. The term that is right for each individual depends on their goals, the rate they which to earn, and their future plans for the money. In general, if rates are going up, savers should avoid putting the money into a long-term CD. If rates are going down, then the opposite is true, and savers should try and lock into a good rate for an extended period of time. In stable rate environments, CDs that are over 12 months in length can enable depositors to pick up a slight premium over savings accounts.

CD Risk

Almost all banks provide CDs to their consumers and they have been a mainstay of savers and retirement accounts for years. If FDIC insured, the CD represents a safe place to put money that will generate a predictable return.

Inflation is the main risk of a CD. Inflation can often run higher than the inflation adjusted return on a CD, thus eroding the value of the money stored in the CD over time. This is especially true for longer-term CDs opened in low interest rate environments.

How Interest is Paid

The method of distributing the interest earned on a CD varies by bank. Some banks pay interest monthly, other semi-annually, and others at the maturity of the CD. One advantage of a branch-based bank is that a depositor can walk into the bank and receive their interest that day in the form of a check. Online banks tend to use electronic funds transfer or check via mail.

Interest Rate

Since the financial crisis in 2008, CDs have become less popular because the yields they offer have dropped precipitously, making it difficult for retirees and savers to generate sufficient income. But investors looking for a place to stash some cash might still find CDs an attractive place for some of their savings. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
CDs provide a predictable, set rate of return.
Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of branch-based CDs are:

The deposited money is committed for a certain period of time and can only be withdrawn with substantial penalties.
One year CDs from branch banks often pay less interest than from online banks. Please see those rates here.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

Find out how much extra money you can earn by moving your bank money into an account that pays more.

Use or Change these Amounts And Rates

Cash Savings

Product:

Average Rate:

Best Rate:

Years at Rate:

Tax Rate:

CD Products by State

CD Products by City in Louisiana

CD Resources

Download a Free eBook

Bank On It:
The No Risk Way To Boost Your Savings

Download

BestCashCow
Guide To Credit Card Travel Rewards

Download

65 Questions to Ask before Choosing a CD

Download

The Insider's Guide
to
Mortgages

Download

Plan and Optimize Your Finances

St. Gabriel, Louisiana CD Rates

Branches Info around zip 10007

PRODUCT INFORMATION

Certificates of Deposit - Branch Banks 2025

CD Terms

CD Risk

How Interest is Paid

Interest Rate

ADVANTAGES AND DISADVANTAGES

The advantages of a Certificate of Deposit from a branch bank are:

The disadvantages of branch-based CDs are:

SAVINGS & CD CALCULATOR

CD Products by State

CD Products by City in Louisiana

Download a Free eBook